Jumbo QM & Non-QM
Is being self-employed keeping you from qualifying for a home loan? Being self-employed has its perks. However, financing usually isn't one of them. We work with borrowers who don't have traditional forms of verifiable income. So, if you're self-employed, a contractor, or business owner you may qualify for a fixed or adjustable-rate mortgage using your bank statements, 1099 form, or CPA-prepared profit and loss (P&L) statement. Let us help you find your dream home!
30 in-house programs & 26 delegated investor programs
FEATURES:
- Loans to $5 million
- LTV as High as 90%
- Credit Score as low as 620
- DTI as High as 50%
- AUS Options
- 40-Year Terms
- First-Time Homebuyers
- Buydown Options
- 20 Financed Properties
- Asset Usage
- Non-Traditional Income
- Debt Service Coverage: 0.75 - 1.25
- Non-Warrantable Condos
- Condotels
Do I Qualify?
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
Adjustable Rate Mortgage Qualifier
